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In this captivating First View, we delve into the pervasive influence of Apple Pay and Google Pay on our daily financial interactions. It’s becoming increasingly rare to carry a physical wallet, with mobile payments now the default for many, highlighting a significant shift in consumer behavior. This episode explores a crucial question: can this digital convenience fundamentally change banking as we know it, and how far can it go?
We’ll unpack the implications of this, considering whether Apple and Google might push further into regulated banking territory or if their current model — retaining valuable customer connections while avoiding regulatory burdens — is here to stay.
